Larry Clark | Investor Relations, Financial Profiles, Inc. |
Li Yu | Chairman and Chief Executive Officer |
Edward Czajka | Executive Vice President and Chief Financial Officer |
Nick Pi | Executive Vice President and Chief Credit Officer |
Wellington Chen | President and Chief Operating Officer |
Gary Tenner | D.A. Davidson |
Matthew Clark | Piper Sandler |
Steve Moss | B. Riley Securities |
Andrew Terrell | Stephens Inc. |
Timothy Coffey | Janney Montgomery Scott |
David Feaster | Raymond James |
Jordan Hymowitz | Philadelphia Financial |
Good afternoon. Welcome to the Preferred Bank 2022 First Quarter Earnings Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions.