Mark Newcomer | Co-Founder and Chief Executive Officer |
Jeff Baker | Chief Financial Officer |
Peter Heckmann | Davidson |
Austin Moldow | Canaccord Genuity |
Mark Palmer | BTIG |
Jon Hickman | Ladenburg Thalmann |
Hello, and welcome to the Paysign Fourth Quarter and Full Year 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. This presentation may include forward-looking statements to the extent that the information presented in this presentation discusses financial projections, information or expectations about the company's business plans, results of operations, the impact of COVID-19, returns on equity, expected gross margins, markets or otherwise make statements about future events.