Raj Singh | President & CEO |
Leslie Lunak | CFO |
Thomas Cornish | COO |
Lana Chan | BMO Capital Markets |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Ken Zerbe | Morgan Stanley |
Jared Shaw | Wells Fargo Securities |
Dave Rochester | Deutsche Bank |
Erik Zwick | Stephens |
Jason Oetting | JPMorgan |
David Bishop | FIG Partners |
Good day, ladies and gentlemen. And welcome to BankUnited Fourth Quarter and Fiscal Year 2017 Earnings Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] And as a reminder, this conference call may be recorded.