Susan Greenfield | Corporate Secretary |
Rajinder Singh | President and Chief Executive Officer |
Leslie Lunak | Chief Financial Officer |
Thomas Cornish | Chief Operating Officer |
Ken Zerbe | Morgan Stanley |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Jared Shaw | Wells Fargo Securities |
Brady Gailey | KBW |
Stephen Scouten | Sandler O'Neill |
Steven Alexopoulos | JPMorgan Chase |
Lana Chan | BMO Capital Markets |
Dave Bishop | FIG Partners |
Dave Rochester | Deutsche Bank |
Brock Vandervliet | UBS |
Good day, ladies and gentlemen, and welcome to the Fourth Quarter and Fiscal Year 2018 BankUnited Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this conference call may be recorded. I would now like to turn the conference over to Susan Greenfield, Corporate Secretary.