Susan Wright Greenfield | executive |
Raj Singh | executive |
Thomas Cornish | executive |
Leslie Lunak | executive |
William Jones | analyst |
Timur Braziler | analyst |
David Rochester | analyst |
Jon Arfstrom | analyst |
Brady Gailey | analyst |
Good day, and thank you for standing by. Welcome to the BankUnited Financial Fourth Quarter and Fiscal Year 2023 Earnings Call. [Operator Instructions]. Please be advised today's conference is being recorded. I would now like to hand the conference over to your speaker today, Susan Greenfield, Corporate Secretary.