Makela Taphorn | IR |
Eric Colson | CEO |
C.J. Daley | CFO |
Mike Brown | KBW |
John Dunn | Evercore ISI |
Bill Katz | Credit Suisse |
Hello, and thank you for standing by. My name is Roger and I will be your conference operator today. At this time all participants are in a listen-only mode. After the prepared remarks, management will come back the question-and-answer session and conference participants will be given instructions at that time.
As a reminder, this conference is being recorded.