Mark Mason | Chairman and CEO |
Mark Ruh | CFO |
Jessica Levi-Ribner | B Riley FBR |
Jeff Rulis | D. A. Davidson |
Tim Coffey | FIG Partners |
Tim O’Brien | Sandler O'Neill |
Jackie Bohlen | KBW |
Good day. And welcome to the HomeStreet, Inc., Year End 2017 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.