Garrett Edson | SVP, ICR, LLC |
Peter Knitzer | President, CEO & Director |
Donald Thomas | EVP & CFO |
David Scharf | JMP Securities |
John Hecht | Jefferies |
Maja Feenick | KBW |
Vincent Caintic | Stephens Inc. |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management First Quarter 2018 Earnings Conference Call. [Operator Instructions]. I would now like to turn the conference over to Garrett Edson, Senior Vice President, ICR.