Garrett Edson | SVP, ICR |
Peter Knitzer | President & CEO |
Don Thomas | EVP & CFO |
Maja Feenick | KBW |
David Scharf | JMP Securities |
John Hecht | Jefferies |
Bill Dezellem | Tieton Capital Management |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Corporation Fourth Quarter 2018 Earnings Conference Call.
As a reminder all participants are in listen-only mode and the conference is being recorded. After the presentation, there will be an opportunity to ask questions.