Garrett Edson | Senior Vice President of ICR |
Peter Knitzer | President and CEO |
Rob Beck | Executive Vice President and Chief Financial Officer |
Don Thomas | Outgoing Executive Vice President and Chief Financial Officer |
David Scharf | JMP Securities |
John Hecht | Jefferies |
Sanjay Sakhrani | KBW |
Bill Dezellem | Tieton Capital |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Second Quarter 2019 Earnings Conference Call. [Operator instructions].
I would now like to turn the conference over to Garrett Edson, Senior Vice President of ICR.