Garrett Edson | Investor Relations |
Peter Knitzer | President and Chief Executive Officer |
Rob Beck | Executive Vice President and Chief Financial Officer |
David Scharf | JMP Securities |
John Rowan | Janney |
Matt Dhane | Tieton Capital Management |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Corp’s Third Quarter 2019 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to Garrett Edson, Senior Vice President of ICR. Please go ahead.