Natalie Schoolcraft | executive |
Andrew Robinson | executive |
Mark Haushill | executive |
Matthew Carletti | analyst |
Meyer Shields | analyst |
Mark Hughes | analyst |
Tracy Dolin-Benguigui | analyst |
Charles Peters | analyst |
Jon Paul Newsome | analyst |
Good day, and thank you for standing by. Welcome to the Skyward Specialty Insurance Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Natalie Schoolcraft, Head of Investor Relations. Please go ahead.