John Dacey | Group Chief Financial Officer |
Thomas Bohun | New Head of Investor Relations |
Andrew Ritchie | Autonomous |
Kamran Hussain | RBC |
Paris Hadjiantonis | BNP Paribas |
Ivan Bokhmat | Barclays |
Iain Pearce | Credit Suisse |
Vinit Malhotra | Mediobanca |
Michael Haid | Commerzbank |
Thomas Fossard | HSBC |
Edward Morris | JP Morgan |
Darius Satkauskas | KBW |
James Chuck | Citi |
Good morning or good afternoon. Welcome to Swiss Re's Nine Months 2020 Results Conference Call. Please note that today's conference is being recorded. At this time, I would like to turn the conference over to John Dacey, Group CFO. Please go ahead.