Stacey Finerman | executive |
Simon Khalaf | executive |
Mike Milotich | executive |
Timothy Chiodo | analyst |
Ramsey El-Assal | analyst |
Tien-Tsin Huang | analyst |
Darrin Peller | analyst |
Bryan Keane | analyst |
James Faucette | analyst |
Andrew Bauch | analyst |
Dan Dolev | analyst |
Craig Maurer | analyst |
Cristopher Kennedy | analyst |
Jinli Chan | analyst |
Andrew Jeffrey | analyst |
Moshe Katri | analyst |
James Friedman | analyst |
Good afternoon, ladies and gentlemen, and thank you for standing by. Welcome to the Marqeta Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to Stacey Finerman, Vice President of Investor Relations. Thank you, and you may begin.