Monica Gould | Investor Relations |
David Fisher | Chief Executive Officer |
Steve Cunningham | Chief Financial Officer |
David Scharf | f JMP Securities |
John Rowan | Janney |
John Hecht | Jefferies |
Vincent Caintic | Stephens |
Good day, and welcome to the Enova International Second Quarter 2018 Earnings Conference Call and webcast. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Monica Gould, Investor Relations for Enova. Please go ahead.
Thank you, Kate, and good afternoon, everyone.