Monica Gould | Investor Relations |
David Fisher | Chief Executive Officer |
Steve Cunningham | Chief Financial Officer |
David Scharf | JMP Securities |
John Hecht | Jefferies |
John Rowan | Janney |
Good day and welcome to the Enova International Fourth Quarter and Full Year 2019 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note that this event is being recorded.
I would now like to turn the conference over to Monica Gould, Investor Relations for Enova.