Edward O'Loghlen | Director, IR |
Gonzalo Gortazar | CEO & Executive Director |
Javier Pano | CFO |
Alvaro Serrano | Morgan Stanley |
Ignacio Ulargui | Exane BNP Paribas |
Francisco Riquel | Alantra |
Sofie Peterzens | JPMorgan Chase & Co. |
Maksym Mishyn | JB Capital Markets |
Marta Sánchez Romero | Bank of America Merrill Lynch |
Jernej Omahen | Goldman Sachs Group |
Mario Ropero | Bestinver Securities |
Carlos Cobo | Societe Generale |
Fernando Gil | Barclays Bank |
Benjie Creelan | Jefferies |
Good morning, and welcome to CaixaBank's financial results presentation for the second quarter of 2021. I hope you and your families are well.
For today's presentation, we are joined by our CEO, Gonzalo Gortazar; and the CFO, Javier Pano. Please note for reporting purposes that this is the first quarter in which Bank is integrated and thus is included in the P&L. And we have provided for comparison purposes, historic P&L figures, which include Bankia restated to CaixaBank presentation standards.