Michael Katz | SVP, IR |
Rod Martin | Chairman and CEO |
Mike Smith | CFO |
Charlie Nelson | CEO, Retirement |
Christine Hurtsellers | CEO, Investment Management |
Rob Grubka | President, Employee Benefits |
Ryan Krueger | KBW |
Humphrey Lee | Dowling & Partners |
Tom Gallagher | Evercore ISI |
Andrew Kligerman | Credit Suisse |
Suneet Kamath | Citi |
Erik Bass | Autonomous Research |
Alex Scott | Goldman Sachs |
Good morning and welcome to the Voya Financial Fourth Quarter 2019 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Michael Katz, Senior Vice President of Investor Relations.