Michael Katz | Senior Vice President, Investor Relations |
Rodney Martin | Chairman and Chief Executive Officer |
Michael Smith | Chief Financial Officer and Interim Chief Risk Officer |
Rob Grubka | President, Employee Benefits |
Christine Hurtsellers | Chief Executive Officer, Voya Investment Management |
Charles Nelson | Chief Executive Officer, Retirement and Employee Benefits |
Elyse Greenspan | Wells Fargo |
Joshua Shanker | Deutsche Bank |
Jeremy Campbell | Barclays |
Tom Gallagher | Evercore |
Erik Bass | Autonomous Research |
Ryan Krueger | KBW |
John Barnidge | Piper Sandler |
Andrew Kligerman | Credit Suisse |
Good morning and welcome to the Voya Financial Third Quarter 2020 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Michael Katz, Senior Vice President of Investor Relations. Please go ahead.