Kay Sharpton | Vice President of Investor Relations |
Mac Schuessler | President & Chief Executive Officer |
Joaquin Castrillo | Chief Financial Officer |
Vasu Govil | KBW |
George Mihalos | Cowen |
Bryan Keane | Deutsche Bank |
John Davis | Raymond James |
Bob Napoli | William Blair |
James Friedman | Susquehanna |
James Faucette | Morgan Stanley |
Good day and welcome to the EVERTEC Fourth Quarter 2019 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. Please note this event is being recorded.
At this time, I'd like to turn the conference over to Kay Sharpton, Vice President of Investor Relations.