Beatriz Brown-Saenz | executive |
Morgan Schuessler | executive |
Joaquín Castrillo | executive |
Vasundhara Govil | analyst |
John Davis | analyst |
Robert Napoli | analyst |
James Faucette | analyst |
James Friedman | analyst |
Hello, and welcome to the EVERTEC Third Quarter 2023 Earnings Conference Call. [Operator Instructions]
Please note, today's event is being recorded. I will now turn the conference over to Beatriz Brown-Saenz of Investor Relations. Please go ahead, ma'am.