Paul Langdale | VP and IR Officer |
David Brooks | Chairman, CEO and President |
Dan Brooks | VC and Chief Risk Officer |
Michelle Hickox | EVP and CFO |
Brett Rabatin | Piper Jaffray |
Michael Young | SunTrust Robinson Humphrey |
Woody Lay | KBW |
Brett Rabatin | Piper Jaffray |
Greetings and welcome to the Independent Bank Group’s Third Quarter 2019 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]
I would now like to turn the conference over to your host, Mr.