Cornelia Miller | Vice President-Corp Dev and Investor Relations |
Mario Schlosser | Co-Founder and Chief Executive Officer |
Scott Blackley | Chief Financial Officer |
Stephen Baxter | Wells Fargo |
Kevin Fischbeck | Bank of America |
Carlos Consuegra | Credit Suisse |
Joshua Raskin | Nephron Research |
Ricky Goldwasser | Morgan Stanley |
Good afternoon. My name is Mike and I will be your conference operator today. At this time, I would like to welcome everyone to Oscar Health's First Quarter 2021 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.