Tim Hicks | Chief Administrative Officer & Executive Director, Investor Relations |
George Gleason | Chairman & Chief Executive Officer |
Greg McKinney | Chief Financial Officer |
Brannon Hamblen | President & Chief Operating Officer, Real Estate Specialties Group |
Ken Zerbe | Morgan Stanley |
Timur Braziler | Wells Fargo |
Catherine Mealor | KBW |
Michael Rose | Raymond James |
Stephen Scouten | Piper Sandler |
Brian Martin | Janney Montgomery |
Ladies and gentlemen, thank you for standing by, and welcome to the Bank OZK Third Quarter 2020 Earnings Conference Call. At this time, all participants' are in a listen-only mode. In a moment, we will have a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] It is now my pleasure to introduce, Tim Hicks.