Tim Hicks | Chief Credit and Administrative Officer |
George Gleason | Chairman and CEO |
Greg McKinney | CFO |
Brannon Hamblen | President and COO, Real Estate Specialties Group |
Ken Zerbe | Morgan Stanley |
Brock Vandervliet | UBS |
Timur Braziler | Wells Fargo |
Matt Olney | Stephens |
Brian Martin | Janney |
Michael Rose | Raymond James |
Jennifer Demba | Truist Securities |
Arren Cyganovich | Citi |
Good day, and thank you for standing by. Welcome to the Bank OZK's First Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.