Tim Hicks | Chief Credit and Administrative Officer |
George Gleason | Chairman and CEO |
Brannon Hamblen | President |
Greg McKinney | CFO |
Cindy Wolfe | Chief Banking Officer |
Ken Zerbe | Morgan Stanley |
Brock Vandervliet | UBS |
Timur Braziler | Wells Fargo |
Michael Rose | Raymond James |
Catherine Mealor | KBW |
Matt Olney | Stephens |
Stephen Scouten | Piper Sandler |
Brian Martin | Janney Montgomery |
Thank you for standing by and welcome to the Bank OZK Third Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] As a reminder, today's program is being recorded. I would now like to introduce your host for today's program, Tim Hicks, Chief Credit and Administrative Officer.