Tim Hicks | Chief Credit and Administrative Officer |
George Gleason | Chairman and CEO |
Brannon Hamblen | President |
Greg McKinney | CFO |
Cindy Wolfe | Chief Banking Officer |
Catherine Mealor | KBW |
Timur Braziler | Wells Fargo |
Stephen Scouten | Piper Sandler |
Michael Rose | Raymond James |
Jennifer Demba | Truist |
Matt Olney | Stephens |
Brock Vandervliet | UBS |
Brian Martin | Janney Montgomery |
Good day and thank you for standing by. Welcome to the Bank OZK Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.