Jay Staley | Investor Relations |
George Gleason | Chairman and Chief Executive Officer |
Brandon Hamlin | President |
Tim Hicks | Chief Financial Officer |
Cindy Wolfe | Chief Operating Officer |
Steph Scouten | Piper Sandler |
Manan Gosalia | Morgan Stanley |
Timur Braziler | Wells Fargo |
Catherine Mealor | KBW |
Matt Olney | Stephens |
Jennifer Demba | Truist |
Michael Rose | Raymond James |
Brian Martin | Janney Montgomery |
Good day and thank you for standing by. Welcome to the Bank OZK Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded. I would now like to hand the conference over to today, Jay Staley. Please go ahead.