Jay Staley | executive |
Stephen Scouten | analyst |
George Gleason | executive |
Paschall Hamblen | executive |
Manan Gosalia | analyst |
Timur Braziler | analyst |
Catherine Mealor | analyst |
Tim Hicks | executive |
Matt Olney | analyst |
Brian Martin | analyst |
Cynthia Wolfe | executive |
Broderick Preston | analyst |
Good day, and thank you for standing by, and welcome to the Bank of OZK Third Quarter 2023 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would like to introduce your host for today's call, Jay Staley Director of Investor Relations and Corporate Development.
You may begin.
Good morning.