Jay Staley | executive |
Stephen Scouten | analyst |
George Gleason | executive |
Paschall Hamblen | executive |
Matt Olney | analyst |
Benjamin Gerlinger | analyst |
Catherine Mealor | analyst |
Manan Gosalia | analyst |
Tim Hicks | executive |
Brandon King | analyst |
Brian Martin | analyst |
Michael Rose | analyst |
Broderick Preston | analyst |
Timur Braziler | analyst |
Thank you for standing by, and welcome to Bank OZK's Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions]
I would now like to hand the call over to Director of Investor Relations and Corporate Development, Jay Staley. Please go ahead.
Good morning.