Michelle Wallach | Chief Compliance Officer and Senior Regulatory Counsel |
Pamela McCormack | President |
Marc Fox | Chief Financial Officer |
Brian Harris | Chief Executive Officer |
Tim Hayes | B. Riley FBR |
Jade Rahmani | KBW |
Joel Dryer | LTC Partners |
Charlie Arestia | JPMorgan |
Chris Muller | JMP Securities |
Jason Weaver | Compass Point |
Good afternoon, and welcome to the Ladder Capital Corp’s Earnings Call for the Fourth Quarter of 2019. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]
At this time, I would like to turn the conference call over to Ladder's, Chief Compliance Officer and Senior Regulatory Counsel, Ms.