Kathryn Miller | Head of Investor Relations |
Douglas Shulman | President and Chief Executive Officer |
Micah Conrad | Executive Vice President and Chief Financial Officer |
Michael Kaye | Wells Fargo |
Eric Wasserstrom | UBS |
Mark Hammond | Bank of America Merrill Lynch |
David Scharf | JMP Securities |
Vincent Caintic | Stephens Inc |
Kevin Barker | Piper Sandler |
John Hecht | Jefferies |
Eric Hagen | Keefe, Bruyette & Woods, Inc. |
Moshe Orenbuch | Credit Suisse |
William Ryan | Compass Point |
Welcome to the OneMain Financial Second Quarter 2020 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Kathryn Miller, Head of Investor Relations. Today's call is being recorded. [Operator Instructions] It is now my pleasure to turn the floor over to Kathryn Miller.
You may begin.