Wrendon Timothy | CFO and Corporate Secretary |
Jay Madhu | Chairman, President and CEO |
Kent Engelke | Capitol Securities |
Good day, ladies and gentlemen, and welcome to your Oxbridge Re Holdings Fourth Quarter 2019 Earnings Results Call. All lines have been placed in a listen-only mode, and the floor will be open for your questions following the presentation. [Operator Instructions]
At this time, it is my pleasure to turn the floor over to
Wrendon Timothy, Chief Financial officer.