Barry Sloane | President, Chief Executive Officer & Founder |
Chris Towers | Chief Accounting Officer |
Mickey Schleien | Ladenburg |
Harold Elish | UBS |
Fred Cannon | KBW |
Scott Sullivan | Raymond James |
Casey Alexander | Compass Point |
Ladies and gentlemen, thank you for standing by. And welcome to the Newtek Business Services Q3 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers presentation there will be question and answer session. [Operator Instructions].