Barry Sloane | President & CEO |
Chris Towers | EVP & CAO |
Mickey Schleien | Ladenburg |
Marc Silk | Silk Investment Advisors |
Robert Dodd | Raymond James |
Luke Wooten | KBW |
Ladies and gentlemen, thank you for standing by, and welcome to the Newtek Business Services Corp. Full-Year 2019 Earnings Conference Call. At this time, all participants' lines are in listen-only mode. After the speakers presentation there will be a question-and-answer session. [Operator Instructions].