Jen Earyes | executive |
David L. Yowan | executive |
Joe Fisher | executive |
William Ryan | analyst |
Jeffrey Adelson | analyst |
Richard Shane | analyst |
Sanjay Sakhrani | analyst |
Courtney Bahlman | analyst |
Giuliano Anderes-Bologna | analyst |
Good day, and thank you for standing by. Welcome to the Navient Second Quarter 2023 Earnings Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Jen Earyes, Vice President, Investor Relations. Please go ahead.
Thank you, Shannon.