Kevin Cummings | President and Chief Executive Officer |
Domenick Cama | Senior Vice President and Chief Operating Officer |
Sean Burke | Senior Vice President and Chief Financial Officer |
David Rochester | Deutsche Bank AG |
Austin Nicholas | Stephens Inc. |
Mark Fitzgibbon | Sandler O'Neill |
Matthew Breese | Piper Jaffray |
Collyn Gilber | KBW |
Matthew Keating | Barclays Capital |
Laurie Hunsicker | Compass Point |
Bill Keith | Macquarie Capital Advisors |
Good morning and welcome to the Investors Bancorp Third Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. We'll begin this morning's call with the Company's standard forward-looking statement disclosure.