Kevin Cummings | Chairman and Chief Executive Officer |
Sean Burke | Executive Vice President and Chief Financial Officer |
Domenick Cama | President and Chief Operating Officer |
Mark Fitzgibbon | Sandler O’Neill + Partners |
Christopher O’Connell | Keefe, Bruyette & Woods, Inc. |
Steven Duong | RBC Capital Markets |
Laurie Havener Hunsicker | Compass Point Research & Trading LLC |
Brody Preston | Stephens Inc. |
Timur Braziler | Wells Fargo Securities |
Good day, and welcome to the Investors Bancorp Fourth Quarter Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. Please note this event is being recorded.
We will begin this morning’s call with the company’s standard forward-looking statement disclosure.