Kevin Cummings | Chief Executive Officer |
Sean Burke | Chief Financial Officer |
Domenick Cama | Chief Operating Officer |
Mark Fitzgibbon | Piper Sandler & Co. |
Jared Shaw | Wells Fargo Securities |
Steven Duong | RBC Capital Markets |
Matthew Breese | Stephens Inc. |
Laurie Hunsicker | Compass Point |
Collyn Gilbert | Keefe, Bruyette & Woods, Inc. |
Good morning, and welcome to the Investors Bancorp's Third Quarter Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] We'll begin this morning's call with the company's standard forward-looking statement disclosure. On this call, representatives of Investors Bancorp, Inc. may make some forward-looking statements with respect to its financial position, results of operations and business.