Arash Soleimani | Executive Vice President |
Bruce Lucas | Chairman and Chief Executive Officer |
Kirk Lusk | Chief Financial Officer |
Bill Broomall | Dowling & Partners |
Matt Carletti | JMP |
Good morning and welcome to the Heritage Insurance Holdings Second Quarter 2020 Financial Results Conference Call. My name is Andrea and I will be the operator for today. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal season. Please note this event is being recorded.