Ernie Garateix | Chief Executive Officer |
Kirk Lusk | Chief Financial Officer |
Marla Backer | Sidoti |
Paul Newsome | Piper Sandler |
Matt Carletti | JMP |
Nick Lacoviello | Dowling and Partners |
Good morning. And welcome to the Heritage Insurance Holdings, First Quarter 2022, earnings conference call. All participants will be in a listen-only mode. [Operator Instructions] I would now like to turn the conference over to Kirk Lusk, Chief Financial Officer. Please go ahead.