Kirk Lusk | Chief Financial Officer |
Ernie Garateix | Chief Executive Officer |
Mark Hughes | Truist |
Paul Newsome | Piper Sandler |
Good day, and welcome to the Heritage Third Quarter 2022 Earnings Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded. I'd now like to turn the conference over to Ernie Garateix, Chief Executive Officer. Please go ahead.