Kirk Lusk | CFO |
Ernie Garateix | CEO |
Maxwell Fritscher | Truist Securities |
Paul Newsome | Piper Sandler |
Good morning, everyone, and welcome to the Heritage Insurance Holdings Second Quarter 2023 Earnings Conference Call. [Operator Instructions] Please also note today's event is being recorded.
And at this time, I'd like to turn the floor over to Kirk Lusk, Chief Financial Officer for the company. Please go ahead, sir.
Good morning, and thank you for joining us today.