Jane Ryu | Managing Director |
Susan Givens | CEO |
Bhairav Patel | EVP, Finance and Accounting |
Lori Marino | EVP and General Counsel |
Michael Gorman | BTIG |
Vikram Malhotra | Morgan Stanley |
Daniel Bernstein | Capital One |
Good day, and welcome to the New Senior Fourth Quarter and Full Year 2020 Results Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Jane Ryu. Please go ahead, ma’am.