Martin Osinga | Deputy Head of IR |
Sergio Ermotti | Group Chief Executive Officer |
Kirt Gardner | Group Chief Financial Officer |
Magdalena Stoklosa | Morgan Stanley |
Kian Abouhossein | JPMorgan |
Jeremy Sigee | Exane |
Benjamin Goy | Deutsche Bank |
Anke Reingen | Royal Bank of Canada |
Stefan Stalmann | Autonomous Research |
Adam Terelak | Mediobanca |
Andrew Coombs | Citi |
Andrew Lim | Societe Generale |
Jon Peace | Credit Suisse |
Nicolas Payen | Kepler Cheuvreux |
Amit Goel | Barclays |
Javier Lodeiro | Zurcher Kantonalbank |
Tom Hallett | KBW |
Alastair Ryan | Bank of America Merrill Lynch |
Ladies and gentlemen, good morning. Welcome to the UBS Third Quarter 2020 Results Presentation. The conference must not be recorded for publication or broadcast. [Operator Instructions] At this time, it’s my pleasure to hand over to Mr. Martin Osinga, UBS Investor Relations.