Sarah Mackey | Head, IR |
Ralph Hamers | Group CEO & President, Group Executive Board |
Sarah Youngwood | Group CFO |
Magdalena Stoklosa | Morgan Stanley |
Chris Hallam | Goldman Sachs Group |
Kian Abouhossein | JPMorgan Chase & Co |
Benjamin Goy | Deutsche Bank |
Alastair Ryan | Bank of America Merrill Lynch |
Flora Benhakoun | Jefferies |
Thomas Hallett | KBW |
Jeremy Sigee | BNP Paribas Exane |
Adam Terelak | Mediobanca |
Piers Brown | HSBC |
Nicolas Payen | Kepler Cheuvreux |
Andrew Lim | Societe Generale |
Stefan Stalmann | Autonomous Research |
Anke Reingen | RBC Capital Markets |
Andrew Coombs | Citigroup |
Amit Goel | Barclays Bank |
Ladies and gentlemen, good morning. Welcome to the UBS Second Quarter 2022 Results Presentation. The conference must not be recorded for publication or broadcast. [Operator Instructions]. At this time, it's my pleasure to hand over to Sarah Mackey, UBS Investor Relations.