Ann Nachtigal | Director, Corporate Communications |
Ken Karels | Chairman, President and CEO |
Peter Chapman | CFO |
Michael Gough | Chief Credit Officer |
Doug Bass | Regional President |
David Hinderaker | Head, IR |
Dave Rochester | Deutsche Bank |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Steven Alexopoulos | JP Morgan |
Jeff Rulis | D. A. Davidson |
Jon Arfstrom | RBC Capital Markets |
Nathan Race | Piper Jaffray |
Erik Zwick | Stephens, Inc. |
Damon DelMonte | KBW |
Good morning. And welcome to the Great Western Bancorp First Quarter Fiscal Year 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.