Seth Artz | Head of Investor Relations |
Mark Borrecco | President and Chief Executive Officer |
Peter Chapman | Executive Vice President and Chief Financial Officer |
Stephen Yose | Chief Credit Officer |
Jeff Rulis | D.A. Davidson & Co. |
Terry McEvoy | Stephens Inc |
Andrew Liesch | Piper Sandler |
Jon Arfstrom | RBC Capital Markets |
Damon DelMonte | Keefe, Bruyette & Woods, Inc. |
Janet Lee | JPMorgan |
Good day, and welcome to the Great Western Bancorp Fourth Quarter and Full Fiscal Year 2020 Earnings Announcement and Call. All participants will be in a listen-only mode. [Operator instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would like now to turn the conference over to Seth Artz, Head of Investor Relations.