|Seth Artz||Head of Investor Relations|
|Mark Borrecco||President & Chief Executive Officer|
|Pete Chapman||Chief Financial Officer|
|Steve Yose||Chief Credit Officer|
|Jeff Rulis||D.A. Davidson|
|Jon Arfstrom||RBC Capital Markets|
|Andrew Liesch||Piper Sandler|
Good morning, and welcome to the Great Western Bancorp First Quarter Fiscal Year 2021 Earnings Announcement and Call. All participants will be in a listen-only mode. [Operator instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Seth Artz, Head of Investor Relations.