Seth Artz | Head, IR |
Mark Borrecco | President and CEO |
Pete Chapman | CFO |
Steve Yose | Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Terry McEvoy | Stephens Inc. |
Andrew Liesch | Piper Sandler |
Janet Lee | JPMorgan |
Damon DelMonte | KBW |
Good day and welcome to the Third Quarter of Fiscal Year 2021 Earnings Announcement and Conference Call. All participants will be in a listen-only mode. [Operator instructions] Please note, this event is being recorded. I would now like to turn the conference over to Seth Artz. Please go ahead.